Your money is automatically settled to your bank account the next working day (T+1). So payments received on Monday, for example, will be settled on Tuesday.
Simple, fair pricing
for business of all sizes
Standard
Local transactions
1.5% +NGN 100
NGN 100 fee waived for transactions under ₦2500- Local transactions fees are capped at NGN 2000, meaning that's the absolute maximum you'll ever pay in fees per transaction
International transactions
3.9% + NGN 100
- Get paid by your customers from all over the world
- International cards are charged and settled in Naira by default, but you can also choose to get settled in USD.
Custom
Create tailored solutions to help you expand into new markets, optimize payments performance, automate revenue and finance workflows, monetize financial services, and more
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Multi-product discounts- Country-specific rates
- Volume discounts
- Flexible structures
Standard pricing for all products
Paystack only makes money when you do.
Transfers
- Transfers of NGN 5,000 and belowNGN 10 per transfer
- Transfers between NGN 5,001 and NGN 50,000NGN 25 per transfer
- Transfers above NGN 50,000NGN 50 per Transfer
Virtual accounts
- Dedicated Virtual Accounts (DVA)1% per transaction (capped at NGN 300)
Virtual terminal
- Transfers1% capped at NGN 300
- USSD Transactions1.5% + NGN 100 capped at NGN 2,000 (NGN 100 waived for transactions under NGN 2,500)
- Local Card Transactions1.5% + NGN 100 capped at NGN 2,000 (NGN 100 waived for transactions under NGN 2,500)
- International Card Transactions3.9% + NGN 100
Physical terminal
- Live SmartPeak P1000NGN 100,000 per device
- Test SmartPeak P1000NGN 85,000 per device
- Card Transactions on Terminal0.5% capped at NGN 1,000
- Card Transactions on Terminal (International)4.5% + NGN 100
- USSD Transactions on Terminal1.5% + NGN 100 capped at NGN 2,000. (NGN 100 waived for transactions under NGN 2,500)
- Bank Transfers on Terminal1.5% + NGN 100 capped at NGN 2,000. (NGN 100 waived for transactions under NGN 2,500)
Do the math
See how much it costs to use Paystack. Enter an amount into the calculator to see our charges.
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We'll settle you
1,970.00
Paystack Fees (1.5%)
30.00
- Free, automatic settlement within 24 hours
- Local fees capped at NGN 2,000
- Volume discounts available
- No hidden fees or charges
- Zero integration fee
- Zero maintenance fee
Frequently asked questions
Have more questions? Contact support
It's 100% free to integrate Paystack!
Is it possible to get settled in USD?
Yup! Merchants who process large volumes enjoy a discount on the transaction fee.
